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ILOE insurance

Understand your employment safety net.

Estimate a potential unemployment benefit and prepare a request about your subscription or insurance fines.

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ILOE benefit calculator

What is your monthly basic salary?

MONTHLY BENEFIT ESTIMATEAED 4,800
UP TO 3 MONTHSAED 14,400

Category A. This estimates an eligible benefit, not an insurance premium. Claim eligibility and policy conditions apply.

Contact us via WhatsApp for ILOE premium pricing.

Request ILOE pricing
ILOE status enquiry
STEP 1 OF 3

Your Emirates ID number

This is a request for assistance. The website does not access immigration or insurance databases.

01

Check your subscription first

The UAE unemployment insurance scheme has eligibility conditions, subscription categories and claim rules. Confirm that your policy is active, the correct category is recorded and premiums have been paid. An estimate of a benefit does not confirm that a claim will be accepted.

02

Estimate the benefit from basic salary

The calculator uses an indicative sixty per cent of average basic salary, subject to the category’s monthly cap and a maximum three-month payment period. Enter basic pay rather than the total package. Salary shortcuts help compare examples without altering your actual policy.

03

Prepare a status enquiry

The status-request form collects an Emirates ID number and date of birth, then lets you review the message. It prepares a WhatsApp enquiry; it does not retrieve a live insurance record. You decide whether to send the details after reviewing them.

04

Check claim conditions and deadlines

Subscription history, the reason employment ended and timely submission matter. Resignation and dismissal circumstances may be treated differently. Read the insurer’s current claim instructions, retain employment records and request clarification immediately if you are unsure about the submission window.

YOUR APPLICATION CHECKLIST

Documents you need

Tick off the documents as you prepare them. Your checklist is kept only on this page.

0 of 5 ready
A LITTLE CLARITY

Common questions.

Does the calculator guarantee a payment?

No. It estimates the arithmetic only. The insurer assesses eligibility, evidence and claim conditions.

Should I enter total salary?

Use the basic-salary basis relevant to your policy and claim, rather than allowances or the full package.

Does this form check my fines immediately?

No. It prepares a message for a status enquiry. Use official insurer or government channels for a confirmed record.

HOW CAN WE HELP?

Choose your next step.

PERSONAL GUIDANCE, WHEN IT MATTERS

Your plans. Our attention.

Speak to Harf about the documents, route and next steps for your case.